Loading your budget…
Fetching your months and balances.
Start your budget
Each month gets its own budget. Months you haven't edited copy the plan from the month before, so you only change what's different. Escrow and savings balances add up across every month you track.
1Expected income
Take-home pay after taxes, plus any other income you expect this month.
2Monthly bills & spending
Expenses you pay every month: housing, utilities, groceries, insurance premiums billed monthly.
3Debt
Credit cards and loans you're paying down. Each month the balance grows by its interest and drops by what you pay, so you can see when it will be paid off.
Starting balances
What you owed on each debt when you began tracking it.
4Escrows
Envelopes for bills that don't come every month. Your deposit goes in each month and the running total grows. When a bill is paid out of an envelope, enter the amount under "Withdrawn this month."
Starting balances
Money already in an envelope when you began tracking it.
5Savings
Emergency fund, trips and bigger purchases. Your deposit goes in each month and the running total grows. When you take money out, enter the amount under "Withdrawn this month."
6Savings over time
The running total across all your savings envelopes. Months after this calendar month are projected from your monthly deposits. Click any point to open that month.
Envelopes
Starting balance is money already in a savings envelope when you began tracking it.